Optimize & Save Your Loan Repayment

Compare strategies and discover how to pay off your education loan faster—saving lakhs in the process

Instant Monthly Repayment Calculation
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10,000+ students helped
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Average 25% savings

Calculate Your Monthly Repayment & Discover Savings

Get instant Monthly Repayment calculations and unlock smart strategies to save thousands on your education loan

Loan Parameters

Adjust the values to see real-time calculations

Loan Type
Affects interest rate
Unsecured: No collateral needed but comes with higher interest rates (10-18%)

Total loan amount needed for your education

₹
14,40,000
₹50K₹5.00Cr

Annual interest rate offered by the lender

%
16.10
1.0050.00

Duration to repay the loan completely

Years
16
140
Did you know?
You'll pay ₹25.81L in interest over 16 years
Consider switching to secured loan for better rates

Your Monthly Repayment Breakdown

Instant calculation based on your inputs

Monthly Repayment
₹20,941
for 16 years at 16.1% interest
Total Amount₹40L
Principal
₹14.40L
35.82% of total
Interest
₹25.81L
64.18% of total
Want to save money?
You could save up to ₹7.74L
Discover 3 smart strategies to reduce your interest payments
Total Amount
₹40.21L
Total Monthly Repayments
192

Want to save lakhs on this loan?

Discover smart strategies that could save you up to

₹0
in interest payments over your loan tenure!
Step-up Monthly Repayment
Smart Prepayments
Rate Optimization
Personalized Analysis
Expert-Verified Strategies
Real Savings Calculation
Savings estimates based on typical loan optimization strategies. Actual savings may vary.
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